ACE Seguros Platinum Package (Optional Endorsement)

1. Partial Theft

With ACE Seguros Insurance for Mexico, Total Theft coverage is broadened to include payment for theft of parts and accessories only that are permanently attached to the Mexico insured vehicle, excluding sound reproduction and recording equipment such as but not limited to AM/FM radios, Cassette and CD players/recorders, and CB, UHF, and VHF radios.

The deductible for Partial Theft auto insurance in Mexico is the same as the deductible amount for Total Theft insurance for Mexico as shown on the face page of your policy.

2. Deductibles

ACE Auto Insurance in Mexico deductibles for collision and total theft are fixed at $500.00 for collision and $1000.00 for total theft.

3. Vandalism

Vandalism, meaning wilful and malicious damage to or destruction of the Mexico insured vehicle is covered by this broadening endorsement.

The ACE Insurance for Mexico deductible for Vandalism is the same as the deductible amount for Total Theft as shown on the face page of your policy.

4. Increased Cost of Repair

If the damages to the Mexico insured vehicle are repaired in the United States or Canada, the maximum labor cost per hour for repairs will be according to amounts shown per type of vehicle shown below. Currency is in U.S. dollars.

Cars $50 Per/Hr

Pickups $70 Per/Hr

Motor Home $75 Per/Hr

Motorcycle $50 Per/Hr

The Mexico insured Vehicle will be considered a total loss at the option of The Company.

The deductible applicable to repairs under this clause are the same as the deductible amounts shown on the face page of your policy.

5. Section 3, Civil Liability for Property Damage and for Bodily Injury to Third Parties

The Property Damage Liability limit on your auto insurance in Mexico policy is increased to US $100,000 and the Bodily Injury Liability limit is increased to US $100,000 per person and US $300,000 per accident. These limits will be shown on the face page of your policy.

6. Risk 6, Medical Expenses for Occupants of the Mexico Insured Vehicle

The limit of liability insurance for Mexico for Medical Expenses is increased to US $5,000 per person and US $25,000 per accident. Medical Payments coverage is excluded for motorcycles, thus this Clause does also NOT apply to Motorcycles.

7. Increased Medical Payments for accidents with at-fault Uninsured Motorist

In the event that you are not at fault in an accident that results in injuries to the occupants of your vehicle and the driver of the at-fault vehicle is Uninsured, i.e., does not have Automobile Civil Liability Insurance in Mexico, coverage for Risk 6 (Medical Expenses) for injuries to occupants of your vehicle is increased to $15,000 per Person and $40,000 per accident. Medical Payments coverage is excluded for motorcycles, thus this Clause does also NOT apply to Motorcycles.